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Collateral Factor, Reserve Factor
The maximum that can be borrowed on a particular asset.
The percentage of the borrower's interest accrues to Orchai protocol and can be withdrawn through governance.
Orchai's interest rate model dynamically adjusts the interest rates of each asset market depending on the utilization rate. A high ratio would incur higher interest payments from borrowers, and consequently higher interest payments to suppliers, thereby encouraging suppliers to add more assets to the protocol and ensuring healthy levels of available liquidity.
Interest Rate Model